Related Posts Plugin for WordPress, Blogger...

Money Matters: Marriage

 photo Waterfallquote_zps3872d789.jpg
waterfall at Wells Fargo in Dallas, Texas 

So after starting this Money Matters series last week, I wanted to share more about how Brandon and I handle our finances. We all need a plan for our money, right? I mean, no one actually sets out to be in debt up to their eyeballs, but for some people it just happens.

Marriage, money and debt. This is so not your parent's economy. The idea of growing up, going to school, getting a job and saving for retirement just doesn't work anymore. Today's financial success or failure depends on how financially educated you are.

Money is a hard subject to talk about. That's why so many couples have such a difficult time managing their finances together. That's why when most couples talk about money they end up fighting. They were never taught how to manage their money wisely. "Living right financially is not complicated; it may be difficult, but it is not complicated." Dave Ramsey's Total Money Makeover

Here's a fun fact: 90% of people in our culture buy things they can't afford. Shocking! 

This really shouldn't surprise us. We're ALL guilty of it. The moment we start comparing ourselves to other people and want what they have that's when we want more than we can really afford.

Brandon and I talked about money back when we first started dating. We talked about our families and how our parents handle money and how we want to manage our own money together. For us, that was getting a joint checking and savings account. Now don't get me wrong, just because you're married to someone doesn't mean you have to have joint accounts. Some people are so independent that they only know how to take manage one income and be responsible for yourself. There are many successful couples out there that have separate accounts.

If you're planning on getting married, the one thing you better lay out on the table is your money: debt, student loans, spending habits, shopping sprees, etc. Starting out on the same page creates a stronger foundation for a successful marriage. But, whatever you do, don’t stress! It’s just money afterall. Your relationship is so much more important. Getting on the same page with money is extremely helpful, but it’s not the ultimate end all, be all. Just keep that in perspective when you come to the table together.


  1. Thanks for your great post:).Love the fashion and style. hope to learn more from you! Short Prom Dresses

  2. I'm not too surprised by the 90% stat. People tend to want things they can't afford. I think re-training your mind to want things you can afford is a great lesson in money management. It can be hard to stop wanting those things, but it's important for happiness' sake. :)

    I love reading about couple who tackle their money issues together. It's something that will help you bond in the long run. Too many couples have marriage problems due to money issues. I think it's time for people to wise up and do something about it together!

  3. Honesty is the best policy for us when it comes to money. I knew how much school debt hubs had, and learned to be okay with that. We choose to pay for things with our debit card since we can both see those transactions. It does make me think twice before spending $9 at Wawa when I know it adds up quickly (and hubs can see it). We've realized we both have more fun if we are honest with our wants/needs especially with finances.


Post a Comment

I love comments - be sure to leave one, I'd love to get to know you! :)